Secured Business Loans

New Purchases

Depending on the asset you are purchasing we may be able to fund a significant amount of its value.

In some cases we will fund 100% of the value of new plant, equipment and vehicles, you will probably be required to put the GST into the purchase price when it is received however.

We can fund up to 80% of the value of property and can ‘sit behind’ a first mortgage to top up to 80% if required.

Funding Existing Security

If you are asset rich and cash poor we can provide funding against existing property, vehicles, plant and equipment.


Our Loan Calculator is provided as an indicator of affordability only. It is not an exact calculation of what your finance will cost. Please contact us to determine your specific needs and we will provide an accurate quote for your finance requirements.


$5,000 $500,000
1 year5 years
Total repayment:

Estimated excluding fees and charges


Apply Here:

Apply Now
My business has been in operation for more than 6 months
Your answer must be honest and accurate.

Maximum file size: 5MB

This enquiry form is an initial enquiry only and is not the Full Application. You will be required to complete a Full Application once we have assessed your enquiry.

Sorry, you cannot submit this application form.

Unfortunately, Prime Finance can't provide funding for startups.

Feel free to contact us once your business has been in operation for more than 6 months.


What supporting documents are required?

What You Will Need

For Unsecured Loans:

  • 3 months company bank statements which can be uploaded at this site. For larger unsecured loans a longer history may be required.
  • Recent financial accounts (for larger unsecured loans year end accounts may be required.

For secured loans you will also need

  • information of valuation of any security you wish to use

Can I fund my start up?

You cannot use a unsecured business loan to fund a start up business. Generally you will need at least 6 months trading for this.

To fund start ups you will need to use a secured loan which will require some form of collateral such as property, plant or vehicles.

If there is no collateral you will need to consider getting somebody to support you with a guarantor loan.

How long does it take?

If all information is provided a smaller unsecured business loan can be paid out within 24 hours. For larger unsecured loans give the process 48 hours after all information is received

A secured business loan will usually take 48 hours as it requires specific documentation.

Call us on 0800 646 453 if you have any further questions

Purchase Order Finance

Are you receiving large orders you would like to fund? Enquire about Purchase Order Finance.